AFS provides industry experts at various financial institutions, putting AFS in the unique position to provide unbiased solutions to employers and individuals alike, while accessing the best benefits and pricing suitable for both business, or individuals unique situation and requirements.

AFS’s access to information across different suppliers allows us to understand the strengths and weaknesses in each sector, and provide the best solutions using various benefit structures and suppliers.

AFS is not a brokerage. We are a group of consultants, each proficient in his/her own product line. This means AFS can priorities our clients needs and provide the solution best suited to our clients, by providing an accredited financial adviser to asses a situation, rather than a solution that is constrained by product house and merely available. Although each consultant is independent, our objective is the same in that we strive to achieve a higher standard for our clients financial well-being. Together, from Acorn to Oak.